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Commercial Auto Insurance in McKinney, TX

While commercial vehicle insurance has some similarities to your personal auto policy, there are important differences in coverages, exclusions, definitions, limits, and eligibility. At Mauceri-Bynum Insurance Agency in McKinney, we know how important your business and your employees are to you. That’s why we take the time to research the best commercial auto insurance policies and make them available to McKinney business owners.

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Commercial Auto Insurance Quotes

Commercial Auto Insurance Quotes

Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. Whether it’s transporting goods or people for a fee, using your vehicle to conduct a service, or employees operating a vehicle, you may need a commercial auto policy. Knowing the difference between a personal auto insurance policy and a commercial auto policy, and knowing which you need, is important for your business. This type of McKinney commercial auto insurance covers a variety of vehicles. You may also have heard of this coverage referred to as commercial car insurance, truck insurance, or fleet insurance. It all depends on your industry, but no matter what, we’ve got you covered.

High-Risk Commercial Auto Insurance

High-Risk Commercial Auto Insurance

If you’re a commercial driver, auto insurance isn’t optional. You need coverage in order to protect yourself and everyone else on the road in case of an accident. Unfortunately, many insurance providers view commercial drivers as high-risk, and refuse them coverage. If you’re having trouble finding the insurance you need, contact Mauceri Bynum Insurance. We’ll review your case and find a workable solution.

Our high-risk commercial auto insurance will cover all accidents and roadside incidents. Whether you’re a trucking business, taxi service, or repossession company, we can help. We’ll provide a quote regardless of your previous claims history. We’re willing to insure anyone, and will work out a partnership that benefits us both. Give us a call today and discover how we can work with you!

Progressive Commercial Auto Insurance

Finding the right commercial automotive insurance for your ever-changing needs is a challenging task. There is an immense variety of insurance providers currently on the market, and each one makes its own promises. Unfortunately, few can deliver on those promises. Progressive, on the other hand, has a well-earned reputation. In fact, Progressive is the number one commercial auto insurance provider in the country. Drivers such as yourself who choose to work with Progressive enjoy numerous benefits such as those listed below:

  • Customizable coverage
  • Competitive rates
  • Discounts
  • Exceptional claims service
  • Steady coverage

You can enjoy these benefits and more for a single, low monthly price. Furthermore, know that we cover a wide variety of commercial vehicles, from business cars to tractor trailers and more. Our insurance coverage even handles commercial trailers pulled by your truck. You’re in good hands!

Commercial Auto Insurance Cost

Most businesses utilize numerous types of vehicles. The most common types of vehicles include delivery trucks, passenger vehicles, and tractor trailers, all of which are essential to everyday operations. A personal insurance policy will not cover any vehicle used for business. However, insuring every vehicle can add up. You need a service provider willing to cover your entire business.

We know that cost is a significant factor for most companies researching commercial auto insurance. You may receive one high-ball quote and another low quote. Somewhere in the middle is typically ideal. We’ll factor in the size of your fleet, the amount of coverage required, driving records, and more in order to determine what price we can offer to you. We’ll be sure to give you a quote that’s worth your time.

Commercial Auto Insurance Policy

Your business relies on working vehicles to get your goods or services to your customers. Of course, the entire operation must be safe, including the drivers. Unfortunately, accidents are not always avoidable. A simple mistake on the road could lead to considerable damage and injuries. An insurance policy, while not bulletproof, will protect your investment and your employees in the event of an accident.

A commercial auto insurance policy is similar in nature to a personal policy. Both provide automotive coverage, including liability and physical damage coverage. The two differ, however, for several reasons. Unlike a personal policy, a commercial policy

  • Covers a broad range of vehicle types and sizes.
  • Offers liability limits.
  • Usually has no limit to the number of vehicles.
  • Usually has no limit on number of commercial drivers.
  • Can increase in coverage as a result of various endorsements.

What Does Commercial Auto Insurance Cover?

Like your personal auto policy, commercial vehicle insurance provides similar coverages for such things as liability, collision, comprehensive, medical payments or personal injury protection, and uninsured/underinsured motorist coverage. However, there are also differences between a commercial auto insurance policy and your personal auto policy that may include eligibility, definitions, coverages, exclusions, and limits. Mauceri-Bynum Insurance Agency in McKinney knows commercial vehicle insurance well, and we’ll be more than happy to explain our commercial auto insurance options.

Who Needs Commercial Auto Insurance?

You need this protection if…

  • Your business owns, leases, or rents vehicles
  • Employees drive company-owned, leased, or rented vehicles
  • Employees drive their own vehicles while conducting business
  • You or your employees drive company cars for both business and personal use

Who Do I Call to Learn More?

If you have more questions about McKinney commercial auto insurance, then you can call the Mauceri-Bynum Insurance Agency today. We’ll make sure we answer whatever questions you may have about the policies we offer, how they work, and which one is best for you. We can help make sure your Texas commercial auto insurance meets the needs of you and your business. Call 214-733-8400 today to learn more and receive a
commercial auto insurance quote.